Life Insurance

Serviceman's Group Life Insurance (SGLI)  is low-cost term life insurance for service members and reservists.  Generally, coverage begins when you enter the service.  It is  available in amounts up to $200,000.  Generally, it expires 120 days after you get out of the service.

Veterans Group Life Insurance (VGLI)  is renewable five-year term life insurance for veterans.  It is available in amounts up to $200,000.  You may apply any time within 1 year from the date your SGLI expires.

Service-Disabled Veterans Insurance, also called "RH" Insurance, is life insurance for service-disabled veterans.  The basic coverage is $10,000.  If your premium payments for the basic policy are waived, you may be eligible for a supplemental policy of up to $20,000.  Generally, you have 2 years after being notified of your service-connected disability to apply for basic coverage.