Home Loans

The VA offers a number of home loan services to eligible veterans, some military personnel, and certain spouses.

• Guaranteed Loans The VA can guarantee part of a loan from a private lender to help you buy a home, a manufactured home, a lot, or certain types of condominiums.  The VA can also guarantee loans for building, repairing, and improving homes.
• Refinancing Loans  If you have a mortgage, the VA may be able to help you refinance your loan at a lower interest rate.
• Special Grants  Certain disabled veterans can receive grants to have their homes specially adapted to their needs.

Time Limits  There is no time limit for a VA home loan, except for eligible reservists.